Privacy Policy

Last Updated: December 22, 2025

This Privacy Policy governs the manner in which David Betancourt, Ph.D. ("the author," "we," or "us") collect, use, maintain and disclose information collected from users (a "user," as well as "you," "your" and similar terms) through the website davidbetancourt.com (the "Site"), as well as our publications AgenticAlpha™ and Perspectives, and any other online services that link to this Privacy Policy (collectively, the "Online Resources").

By using the Online Resources, you agree to the collection, use, and disclosure of your information as described in this Policy. If you do not agree, please do not use or access the Online Resources.

1. Information We Collect

We utilize a strategy of data minimization, collecting only the technical and subscription-based data required to maintain site performance and distribute research.

Information CategoryCollection MethodPurposeData Recipients
"Perspectives" Subscription Data: Email address, Name.Voluntarily provided by you via the Site's direct subscription interface.Providing access to on-site research and technical commentary.Internal Use. Stored securely within our Vercel hosting infrastructure.
AgenticAlpha™ Subscription Data: Email address.Voluntarily provided by you via Substack sign-up forms.Distribution of the AgenticAlpha™ newsletter.Substack. Managed under their specific Privacy Policy.
Contact Data: Email, message content.Voluntarily provided via [email protected].Responding to technical or scholarly inquiries.Internal Use Only. We do not share this data with third parties.
Network & Performance: IP address, browser type, latency.Automatically via Vercel and Cloudflare edge logs.Security (WAF), load balancing, and performance optimization.Vercel and Cloudflare, solely for infrastructure services.
Observability: Site activity, timestamps.Automatically via Google Analytics (gated by consent).Understanding reader engagement with specific technical domains.Google, solely for analytics reporting.
Consent Logs: User-selected preferences.Automatically via CookieYes.To maintain a legal audit trail of privacy choices.CookieYes, solely for preference management.

2. How We Use Your Information

We use your Personal Information to provide the Online Resources, communicate technical insights, and facilitate your interaction with our publications. We may use your contact details to notify you of new technical alerts or newsletters. We do not sell your personal information.

3. Third-Party Service Providers

We utilize institutional-grade third-party service providers to perform services on our behalf. These providers are strictly limited to using your data for the specific services they have been hired to perform.

  • Infrastructure & Hosting: We use Vercel and Cloudflare to host the Site and ensure edge security.
  • Newsletter Distribution: We use Substack to manage the specific mailing list for AgenticAlpha™.
  • Observability: We use Google Analytics to understand aggregate usage patterns.
  • Compliance: We use CookieYes to handle cookie preferences.

Compliance with Law: We may disclose your Personal Information to third parties to: (i) satisfy applicable law, regulation, or legal process; (ii) protect the safety, rights, or security of the Online Resources; or (iii) defend the policies applicable to the Online Resources, including the Publisher's Exclusion under the Investment Advisers Act of 1940.

4. Security & New York SHIELD Act

As a New York-based principal, we maintain safeguards to protect "Private Information" in accordance with the New York SHIELD Act. We apply institutional-grade protections to our Vercel/Cloudflare infrastructure to prevent unauthorized access. In the event of a breach impacting your information, we will provide notice in compliance with New York State requirements.

5. Cookies & Automated Tracking

We use a Headless Consent Management System (CookieYes) to govern tracking.

  • Strictly Necessary: Cookies required for security and network stability (Cloudflare/Vercel).
  • Analytics: Optional cookies (Google Analytics) used only if you explicitly consent.
  • Control: You may manage your preferences at any time via the "Customize" button on the Site banner.

6. International & Regional Rights (GDPR & CCPA)

Depending on your residency, you may have specific rights regarding your Personal Information:

  • European Union (GDPR): You have the right to access, rectify, or erase your data. Our lawful basis for processing subscription data is Consent, and for technical security data is Legitimate Interest.
  • California (CCPA/CPRA): We do not "sell" or "share" your personal information for cross-context behavioral advertising. You have the right to know what information is collected, the right to request deletion, and the right to non-discrimination.
  • International Transfers: Your data may be processed in the United States by Vercel, Cloudflare, and Google, who utilize standard contractual clauses or equivalent protections.

7. Children's Data

The Online Resources are not intended for users under the age of 17. We do not knowingly collect information from individuals under this age.

8. Governing Law

This Privacy Policy is governed by the laws of the State of New York, USA.

9. Communications & Privacy Contact

You may provide updates to your information or direct any questions regarding this Privacy Policy to: [email protected].